Remodel Budgeting 101: Good / Better / Best
A simple framework to build a realistic budget with clear choices. We’ll show where the money goes and how to allocate by priority so there are fewer surprises and smoother approvals.
Start with Scope
List structural changes, layout moves, electrical upgrades, and fixture replacements. Scope clarity is the best cost control lever—especially for kitchens with layout changes and bathrooms with shower re-builds.
- Layout: walls moving? plumbing/electrical relocation? ventilation changes?
- Selections: cabinetry line, counters, tile, fixtures, lighting
- Permits: drawings, timeline, inspection points
Good / Better / Best Selections
- Good: quality value lines (stock cabinets, quartz level 1–2, porcelain tile)
- Better: semi-custom cabinets, premium quartz, upgraded plumbing fixtures
- Best: custom cabinets, large-format porcelain slabs, statement fixtures/lighting
Common Cost Drivers
- Moving plumbing or electrical, panel/service upgrades
- Custom tile showers (niches, benches, miters), large-format tile
- Cabinetry scope, organizational accessories, and finishes
Contingency & Timeline
Include 10–15% contingency for surprises (framing issues, code upgrades). Align selections timing with lead times to protect the schedule.
- Pre-order long-lead items (cabinets, tops) to avoid idle time
- Sequence: demo → roughs → inspection → surfaces → trim → final
- Batch inspections to minimize rescheduling risk
Budget Allocation Framework
Use a simple split to sanity-check allowances. Actuals vary by scope.
- Labor & trades: 35–50%
- Cabinetry & counters: 20–35%
- Tile, flooring, and surfaces: 10–20%
- Plumbing & lighting fixtures: 5–15%
- Contingency & permits: 5–10%
Sample Allowances (Structure Only)
Set category allowances to match priorities. Reconcile after selections.
- Cabinets: by line and finish; include inserts where needed
- Countertops: by material level and edge profile
- Tile: by square footage, trim type (bullnose/schluter), and grout type
- Plumbing: valve/shower system, sink(s), faucet(s), toilet, accessories
- Lighting: recessed, under-cabinet, decorative, dimmers, drivers
Change Orders & How to Avoid Them
- Lock selections early; confirm SKU numbers and finish codes
- Field-verify appliance specs and clearances before cabinet order
- Document scope in drawings; include details for niches, benches, trims
Value Engineering Ideas
- Reuse layout; invest savings in higher-wear finishes
- Mix door styles/finishes strategically (island accent vs. perimeter)
- Use porcelain lookalikes for stone at splash and shower walls
Related Reading
- Kitchen Tips — plan around workflow to save
- Material Selection — align allowances with durability
- Permits & Process — schedule and inspection planning